Maryland Home Improvement PSI Practice Exam

Who does a deed restriction apply to?

1. The current owner only

2. All owners, present and future

3. Tenants

4. Mortgagors

The correct answer is: All owners, present and future

A deed restriction is a provision in a property's deed that places limitations on how the property can be used or what can be built on it. The key characteristic of deed restrictions is that they bind not just the current owner but also future owners of the property. This means that any subsequent transfer of the property retains the deed restriction, making it applicable to all owners, both present and future. This enduring nature of deed restrictions helps maintain certain standards, values, or aesthetics within a neighborhood or community as it ensures that all new owners must adhere to the same limitations. In contrast, restrictions that apply solely to the current owner would not offer the same level of control or preservation over time, as future owners might not be subject to those limitations.